**Terms and Conditions**

Welcome to the FinanzWissen GmbH website. By accessing and using this website, you agree to comply with and be bound by the following terms and conditions. If you disagree with any part of these terms and conditions, please do not use our website.

**1. Acceptance of Terms**

These Terms and Conditions govern your use of the FinanzWissen GmbH website and all content, services, and products available at or through the website. By accessing or using the website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

**2. Services Offered**

FinanzWissen GmbH provides financial education and consulting services, including online financial literacy workshops, investment planning, debt management, retirement planning, personal finance coaching, and educational resources. The information provided on this website is for informational purposes only and does not constitute financial advice.

**3. Intellectual Property**

All content, trademarks, service marks, trade names, logos, and icons are proprietary to FinanzWissen GmbH. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of FinanzWissen GmbH.

**4. Use of Website**

You agree to use the FinanzWissen GmbH website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our website.

**5. Disclaimer of Warranties**

The FinanzWissen GmbH website and its content are provided "as is" and "as available" without any warranties of any kind, either express or implied. FinanzWissen GmbH disclaims all warranties, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

**6. Limitation of Liability**

In no event shall FinanzWissen GmbH, its directors, officers, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in any way connected with your use of this website or the services offered, whether based on contract, tort, strict liability, or otherwise, even if FinanzWissen GmbH has been advised of the possibility of such damages.

**7. Indemnification**

You agree to indemnify, defend, and hold harmless FinanzWissen GmbH, its directors, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of this website.

**8. Governing Law**

These Terms and Conditions shall be governed by and construed in accordance with the laws of Германия, without regard to its conflict of law principles.

**9. Changes to Terms and Conditions**

FinanzWissen GmbH reserves the right to modify or revise these Terms and Conditions at any time without notice. Your continued use of the website following the posting of any changes constitutes acceptance of those changes.

**10. Contact Information**

If you have any questions about these Terms and Conditions, please contact us at:

FinanzWissen GmbH 15 Oak Street, 4th Floor, Berlin, Berlin, 10117 Германия